You fill in a loan form, he promptly sends you a terms sheet for your consideration.

Fortunately she always paid the late fee without having to be prompted or reminded.

I am too blunt sometimes and it was that bluntness that broke the dam and prompted my tenant to walk out.

All _I_ need on the other hand is an address list of 1-6 of your previously rehabbed/flipped properties on page 3 of the loan application form to determine if I can bestow largess upon you at a magnificent 75% of LTV (for instance) as apposed to the paltry 65% of LTV I can shovel unto mere newbie rehabbers/flippers.As a HML what I really appreciate is lenders who give me time to close without an emergency rush 3rd Party appraisal needed, documents requested being provided promptly, not being deluged with documentation I have not asked for and will not need, and, if I may interject some humor into this, for some borrowers attendance of a remedial, simple loan form filling-in class. ;)Best wishes in your endeavors. 

I literally parked my car and hung out for 20-30 mins (while listening to the podcast of course) and looked for indicators that would prompt me to "rule out" why I should invest there.   

Thank you very much for your prompt response Mike!

Since you managed to pay for it on your own (fairly promptly too!)

They emailed me back thanking me for being prompt and saying they were now sending over a form for me to complete (financing type, what title company did I want to use, etc). 

I called the agent and has been prompt at providing me with information and very personable over the phone.

I want to be prepared for the next one, and don’t like relying on the only show in town who isn’t upfront and prompt with me.