Lenders require disputes to be removed and your score will drop (further than it was previously) because you artificially inflated your score temporarily.

Why not tell you-- and say you need to get a new fridge ASAP or my medicine will go bad, at the very least... ?

Dead equity is far too high of a price to pay for artificial cash flow. 

I've seen a lot of HOA's in my area severely underfund their operating and reserve accounts in order to keep the HOA fees artificially low so they could sell more units quickly.

Equity is actually buying of artificial cash flow at a very high opportunity price.

My why's are:To be able to tithe more at churchTo be able to help my nephews pay for post-graduate educationTo have something to invest my time inTo not have to work in my 60s and upTo be able to help my brothers and nephews health concerns as they ageTo be an example of how one can start again financially at 40-50 and succeedTo have leisure time to travel, read, do needleworkTo share as much time with my brothers and my nephews as that and I wantTo donate to the care for the organ fund at churchTo assist women entrepreneurs in the US and abroadTo be able to donate at least one million dollars to the department of surgery at HUHTo donate at least one million dollars to Hoeard UniversityTo donate at least one million dollars to Howard University College of Medicine That's it for now!

It just seems completely artificial to me, fueled by out-of-state transplants going to work in Plano, and low rates.All that said, I am still very new at this and I am probably missing various opportunities in DFW.

Includes up to 2 sheets of sheathing, ice & water barrier, 15# felt, NEW flashing, NEW pipe boots, drip edge, shingle over ridge vent, starter, ridge cap, nails and caulking. 30 215.00 6,450.00 Remove awnings at front and all debris throughout yard 1 200.00 200.00 Clean out gutters 1 150.00 150.00 Paint exterior brick, trim includes paint prep 936 1.50 1,404.00 Add cement walk way home to the exterior door 15x4 60 16.00 960.00 Replace front window close to drive way 36x60 1 500.00 500.00 Replace damaged and rotted fascia at front 50l feet 50 5.00 250.00 Replace 2 sconce lights at front door 2 50.00 100.00 Replace front window on right side 8x8 1 850.00 850.00 Replacement torn screens as needed 1 125.00 125.00 Install conduit at electric panel that is worn out 1 125.00 125.00 Replace 15 feet of gutters at fron right 15 5.00 75.00 Remove old hand rail and install pressure treated hand rails 15L feet 15 15.00 225.00 Replace crawl space vents all of them 1 100.00 100.00 Replace dryer vent 1 25.00 25.00 Replace side door sconce door 1 50.00 50.00 Replace older window next to storage roomy 36x60 1 500.00 500.00 Install kick strikes at both doors 1 50.00 50.00 Replace door at storage room 1 175.00 175.00 Redrywall storage room 150 sq feet including removal and patch and paint 150 3.00 450.00 Remove all debris 1 300.00 300.00 Remove gate and side section at driveway 1 25.00 25.00 Install 60 feet of gutters and 2 15 feet of downspouts 90 5.00 450.00 Replace 6x9 sq feet of siding and repair any rotted studs 1 500.00 500.00 Replace 3 flood lights at backer home 3 50.00 150.00 Grind down old carport metal posts at back driveway 1 25.00 25.00 Replace carport flushmount 1 50.00 50.00 Replace mailbox post, mail box, numbers 1 125.00 125.00 Install all new Vents to crawl 1 75.00 75.00 Pressure wash home 1 300.00 300.00 Living room Install fan in living room and wire line to switch at front door 1 250.00 250.00 Repair drywall at bay window 5x4 section includes window sill 1 200.00 200.00 Replace vents throughout 7 7 25.00 175.00 - Bed 2 Replace flushmount with br Nickel flushmount 1 50.00 50.00 - Bed 1 left Replace flushmount with 52 inch bn fan 1 150.00 150.00 - Hall Replace flushmount with bn flushmount 1 50.00 50.00 - Bathrooms Remove tile and hardwood floor 1 150.00 150.00 Install 24 inch vanity 1 400.00 400.00 Install 5 square feet of granite to match kitchen includes back splash 5 35.00 175.00 New sink white oval -undermount 1 150.00 150.00 New bn faucet --single hole 1 150.00 150.00 Vanity plumbing hook ups 1 75.00 75.00 Replace toilet 1 225.00 225.00 Remove wall tiles throughout repair drywall to paint 1 400.00 400.00 Replace tub 1 700.00 700.00 New tub faucet and hookups 1 150.00 150.00 Tile tub all the way to the ceiling with white subway tile -3 sides 50 7.00 350.00 Install new shower head 1 25.00 25.00 Install concrete boards to tile walls in new tub 1 200.00 200.00 Install towel bar, towel ring, toilet paper holder 1 80.00 80.00 Remove medicine cabinet and install 24 inch mirror including drywall repairs 1 100.00 100.00 4 bulb vanity light in bn 1 75.00 75.00 Install tile at floor 50 sq feet including closet 50 7.00 350.00 - - Dining room Replace flushmount with 5 light chandelier bn 1 105.00 105.00 - Kitchen Replace cabinets 21 plus wine cabinet above fridge 21 150.00 3,150.00 Replace counter tops with granite tier 1 36 sq feet with 4 inch back splash 36 35.00 1,260.00 New sink --undermount double bowl stainless Steele 1 250.00 250.00 New faucet- SS single hole. 1 150.00 150.00 Plumbing for new hook ups 1 75.00 75.00 6 can lights 1 600.00 600.00 Plumbing for dishwasher 1 75.00 75.00 Stove SS-- self cleaning with window and clock. 1 675.00 675.00 Microwave ss-- undermount vent hood/micro combo 1 292.00 292.00 Dishwasher SS-- tall tub 1 485.00 485.00 Fridge Ss top/bottom with no ice maker 1 750.00 750.00 Repair subfloor 1 250.00 250.00 Replace elec panel cover 1 75.00 75.00 Install backsplash -- subway tile 1 500.00 500.00 Address lean on entrance to dining room and widen towards the left about 1 foot over 1 350.00 350.00 - Move water heater in to hall way closet.

Our economy is being artificially propped up and has been for multiple years.

Front iron front fence on the side of this neighbor has artificial evergreen screen 6.5 ft, and 3 evergreen trees 9 & 12 ft.