As Arsen mentioned and using Detroit, this city is "street to street" with regards to quality/condition, so this rule change could affect your asking rent.

Are there honest and quality coaches out there?

The corporate clients have been very easy to work with, and they seem less concerned about the dollars charged as the quality of the level of service provided.

higher quality than those purchased commercially, or even generated by SEM.  

By limiting your exposure to banks and credit unions, you're leaving significant amounts of money on the table, along with superior terms (IE - 30 year amortization, partial-full term IO, non-recourse structure, etc.)Below are summaries of the Freddie Mac Small Balance Loan (SBL) and Fannie Mae Small Loan multifamily loan programs.

The demand for rentals is high, there is no issues getting units rented at top of the market prices with quality tenants.

Thanks Stuart, i agree, sometimes in the dust of action and a zeal to move forward i do need to keep in mind the tenant quality and property profile. 

With rising interest rates and the widening wealth gap, first-time homebuyers are by locked out of the housing market, it seems long-term rental demand is solid but of course it would be important to get quality tenants in the better parts of town.

This stability can significantly enhance the quality of life for tenants, offering a sense of peace and financial predictability.However, as a landlord, this 5% cap limits my ability to adjust rents based on market conditions and rising costs, thereby reducing profitability.

If you have a good product and provide good service, you'll appeal to the masses and then you'll have a much higher quality tenant base.