I think the biggest risk we had being in the south was from wind and hail..

There was a pretty bad hail storm back in 2016.

We have wind, hail, tornados, and also freezing weather that brings all the other problems. 

I'm trying to figure out how I should report the roof replacement in one of my rental homes due to hail damage on Schedule E.

Just the sleep dep talking I guess, combined with a rough year in landlording paradise with an unusual amount of churn as well as unexpected cap ex: a gnarly eviction, a tenant that OD'd in a unit, a hailstorm that trashed a $30k roof, another hail storm that did a lot of random damage with hail chunks a tenant described as being cauliflower head/cannonball sized which broke a solid oak deck handrail among many other things on the property, a sewer line that needed to be replaced which required jack hammering up the slab in a kitchen I had just finished fully remodeling, plus the new baby and the two other babies it's been quite a long year already so far.

I/we've been on numerous jobs where you can't find one mark at all from any hail etc, but the client will say "oh? 

I hail from Houston, Texas, born and raised.

They seem to have constant decent size hail storms.

The normal side, and then the wind and hail side.

@William ByrdAS you know Columbia's ( lanceair) were produced in Bend  the epic Hail storm really put them under.I did have a deposit on the Cirrus Jet.. however there was this little bump in the economy about 08 and well I had to get my 100k deposit back  LOL