The price he will offer will reflect these two prices, as well as time, effort and likely hood of successfully closing the transaction.So the reality is that the wholesalers are able to do what they do because they do NOT have a real estate license.  

If there is a delay in recording (and I've seen this too, but not lately) should MLS be reflecting a sale that hasn't been recorded? 

Then at closing your "payoff" figure will reflect the amount of the loan, plus your compensation for time and such. 

Your credit is a reflection of your business character and others will be checking it in doing transactions with you. 

I wasn't for sure if it was for me but now after some reflection and the need to be more successful in my life.  

The employer is your sole proprietorship if you setup the plan today, and you would then need to have the plan updated to reflect the S-Corp if you make a change - with the caveat that contributions need to be made from the plan employer and that creates a potential timing issue.  

So a reduction in your offer should reflect this.2.

They will, however reflect on the rent you can get, and therefore the price you can pay.

It would make more sense to search for a NOI since the cap rate is only a ratio that reflects risks/desirability of NOI. 

One thing to be careful of thing is that some lenders require a minimum amount for any principal prepayment, in order to re-amortize your loan and adjust the P&I payments downward to reflect your principal prepayment.