I own the property free and clear and i use the equity as part of my business line of credit.

This is a business.

The downside will have more to do with your business personality.

Most DSCR loans allow LLCs to hold title and sign the note.

When the whole covid shutdown occurred, I dropped out of college to help my father's service business maintaining and remodeling residential and commercial buildings.

If my business owner bank statements did not gain me an approval, I was going to go the hard money route.

If the state matters, I'm interested in Connecticut90% of our clients is OOS investors and our business process is tailor-made for them.

On the other hand, I’m hesitant to simply pay down more of a property, as we don’t need the immediate cash flow.Fortunately, both my wife’s job and mine are recession-proof, which allows us to be a bit more aggressive with our investments.I’d really appreciate advice from investors who have experience with frequent moves or military service.

Happy to chat...being a local GC takes out a lot of the risk of the biggest variable for most investors (unpredictable rehab costs) and also allows you to consider more options than the average investor, with your rehab costs being significantly lower.

How about using SDIRAs not to hold assets but to operate businesses?