I took a California lease from legal zoom and than altered it (after I had read California law).

I suggest to get pre-approved for the refinance loan amount before starting the BRRRR given that the hard money loan will alter your debt-to-income ratio to make sure you don't get stuck in the middle of the BRRRR deal.Sounds like you're on the right track with BRRRR, best of luck and I hope you can score some awesome deals!

I'm finally composing my "Bias Calculator" so I can translate from REI-ese to English.   

You will start to grasp all of the different benefits of owning real estate and learn the different real estate investing strategies pretty quick.Plus your experience as a firefighter probably will translate over to your investing business, just because you are getting a very deep perspective on different neighborhoods all around your market.

It is essential that when choosing tenants for a B class property that you choose the very best and it is short sighted to not realise that low credit scores are a indication of some level of irresponsibility that will likely transfer to everything about their life style.Usually, not always, those with good scores do not live like pigs...it all translates to attitude which is what you are seeking with good tenants.....good attitudes, responsible individuals.

@Maxime Laroche, in Shawinigan's case I heard that it can be hard to collect all rents, and tenants don't take care of the properties, which translates with higher maintenance cost.

Translated:  I was bidding on that house too.  

If you haven't gone into escrow on a property or found one that your interested in at this time then just send in writing to cancel the buyer agreement or ask to have it altered that the agent only be paid on properties that they give you info on.

Some facts may have been lost in the translation. 

Please contribute more if my info alters your answer.