Can everyone post what they know and where they are at as far as correspondences and solutions are concerned?

I'm concerned about the impact that filing a claim would have on my insurance score and premiums for this property and other rentals.

I'm constrained to being on title so completely understand that I'm accountable to the lending debt - not concerned about that.  

I would say, the Ohio market in general is a very beginner friendly state to get started with your out of state investing journey.

Yeah, that was my concern is having a VA aimlessly make phone calls and not convert because they aren't asking the right questions.

Your real estate agent can convey your concerns to the sellers' agent.

However, always budget for unexpected issues, especially when adding square footage.Seller financing could indeed allow you to offer more, but you're right to be concerned about funding the rehab.

I am most concerned about a large area of mold that I saw on the garage ceiling.

Maybe a beginner wholesaler would be cool with something like that.But for us, we wouldn’t partner with an end buyer unless we’re getting a percentage of the profit on the backend, and it has to be a lot more than the wholesale fee for that property.

I suggest you be sure to give the good faith deposit to either an attorney or the settlement agent, never to the seller.I'm a little concerned that the seller is your neighbor.