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Updated 5 months ago on . Most recent reply
![Rachel Leonard's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3091624/1722637808-avatar-rachell204.jpg?twic=v1/output=image/cover=128x128&v=2)
Purchasing a house without an agent
Not sure this is the right sub-group to post this question in, please redirect me if not.
I am considering purchasing my neighbor's house. I know her well and I know the house well. It would be a straightforward transaction, I wouldn't be asking for any concessions or doing any major negotiating. I purchased my primary residence and a vacation home in the last five years, working with a great buyers agent. I am considering doing this deal with no agents on either side to save money (savings the seller would pass on to me) - my buyers agent actually suggested that when I explained the situation to her and that I really only needed basic transactional help. I have a lender, I would work with the same law office as previously, I have an insurance agent, I would find a home inspector, I would coordinate with the lender on the assessment - I feel quite capable of managing all of that. What else am I not thinking of, or what watch outs would you give me?
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![Robert Portal's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2653264/1674846863-avatar-robertp660.jpg?twic=v1/output=image/crop=1000x1000@0x0/cover=128x128&v=2)
Kudos to your agent for not trying to get in. I'd definitely use her in the next possible transactions. Sounds like you have the right flow and an agreed price. Just make sure you go over a few things -
1.Go over inspection report in detail in the event there some things called out that you can address with your neighbor.
2. Appraisal comes back clean and not 'subject to' (your lender can help here). Depending on the loan, lender may require some things to be fixed.
3. Sounds like you got the loan and attorney aspects down.
Good luck! Sounds like you have a unique opportunity here.