That neighborhood has not sold above $60 since mid 2000's. we know what went on back then.No deal for me for the following reasons:$100k sale price Example with $400 mcf.Paying $100k cash for $4800 annual cashflow is not the return I seek.The last i was told by my lender was you cannot cash out after 4 properties so that option is out.Conventioal = 20% + CC+ $5k repairs =about $30k oop with $4800 ACF is better but i want my oop money back from the CF in less than 3 yrs tops.HM wont even begin to come close until the sale price is $75k or lowerI get more and more emails from whoesalers trying to sell houses at retail.

As far as buying with CC, that is going to be a personal decision and depend on the numbers.

Sorry to scare you but you probably want to call your bank, CC companies, PayPal, etc. and have your access refreshed with new passwords and even account numbers.

I would think it would be better than a cash advance on a CC.

My impression is that it's a C/C- neighborhood.

We can't even get our private mtgs to be recorded by the big 3.Tell them to the pay the RENT with a credit card & pay the CC in a timely fashion.

I recently did a simple refinance (I'm over the 4 mortgage limit, but for some reason it didn't matter on this streamlined refinance of a rental),,went off without a hitch, the new and old mortgage were both with Citi,,but its a new account number, and a new loan,,so my average age of accounts went down.I was in the process of a "real" refinance from hard money to a conventional, which got screwed up because my mid score went below 720,,,(paid down some cc's and got it back up)It is all a big game,,but there are ways to get hard inquiries off of TU, and Equifax (mortgage inquiries on equifax you can't get off however)

Do not spend all of you capital on the dp and cc.

I did look at the pic and see what you're saying (and then removed it because it showed you the last 4 of your cc)We're soon going to be rebuilding our forum posting interface and the new one will allow for images of this type.

He was a nice guy and I wouldn't let 9k let the deal slip away from meI put in $0 in improvements as the home is only 4 years old and amazing in every way I could ever want.But I did invest 170K plus CC and own 20%I ended up renting it out for $4600 to an exec at a large corp in the area with a 3 year lease (great for me as I may want to move there in 7-10 years) , my PITI payment is around $3750.So after some other minor expenses, I'm cash positive but my ROI will be low and slow and instead of appreciation being icing on the cake, it's really the cake, period.What should I do different if buying a SFH again, Ive learned about the 2%, 50% and 70% rule too late, but it doesn't change how much I love the house which I will eventually move into.FWIW, my income is such that 1K or so in cash flow a month is negligible and but 3K-8K more per month when I retire will be great.