Minimum of 2 years from Chapter 7 or 13 bankruptcy discharge Minimum of 3 years from Preforeclosure, short sale, deed in lieu, foreclosure from discharge date or release date.Down Payment Requirements The borrower is required to make a minimum down payment into the transaction of at least 3.5% of the lesser of the appraised value of the property or the sales price.

That one SANG soldier eyeballing you from the turret of the gun-truck wondering if he could get away with an "accidental discharge"? 

I would structure it so you have a mortgage on the property in the amount you would otherwise charge for your services, call it a "loan" to the company in the operating agreement, and then agree that the lien gets discharged at closing, as satisfied by whatever your percentage is of the sale. 

It will actually be somewhat less since there will be legal & discharge fees for the original loans and legal & costs for the new loan.

I was hit by an IED and event...ually was giving a medical discharge after 11 years of service in the Army.

Most of the CH7 cases I have looked at are discharged in the 3-6 month timeframe. 

If you moved from the original property to acquire a new one with a high-ratio mortgage, you would need to discharge (or port ... if that still occurs) your mortgage to a new property.    

I had a chapter 7 bankruptcy discharged in October.

You might incur tons of debt that cannot be discharged in a bankruptcy.Many people stay poor financially their whole life  because of bad planning.

If it's discharged, or any stay has been removed, it's irrelevant, which is why the property makes it to auction.