And are immigrants mostly.

Immigrants have many reasons for coming to the US, and many reasons are valid, not at all a con, and they somehow need to get started.That being said, I have no particular experience with your situation, but I would do as much research as possible.Secondly, while Nigeria has a certain reputation (and many con-artists move operations now to neighboring countries because of that, by the way), not all are scammers, most Nigerians are honest people.

Undocumented immigrants using an SSN from the graveyard, and undisclosed private mortgages, are the two most common things caught by that last-minute check.

I would also argue that a good economy results in lower crime and increased immigration (you need workers).

This is all assuming new home builders go back to building homes (which they can’t do at today’s labor/supply prices if home prices drop.) and we stop having babies/mass immigration requiring millions more homes than we’re building.

Landlords take advantage of illegal immigrants because they can't complain for fear of being reported.

The Fed has an uphill battle here. 10,000 Boomers are retiring every day and there are not enough immigrants and Gen Zers entering the workforce to replace them.

That is the goal and would be ideal but as of now (and for the upcoming few years) I cannot quit my current job since I have to maintain my immigration status.

I must note at this point that I was ultimately forced to put down a 25% deposit, due to being married to a non-SA citizen - the lender insisted on this due to some rather restrictive immigration laws in SA. 

I have an older immigrant woman on it .