If you get 5 quotes, 1 will be high, 1 will be low and 3 in the middle.Also, most insurance companies who will write a 30 unit complex will not write small (4 units and under) properties, so don't make any assumptions on premiums based on small properties.In this market, all insurance companies are really scrutinizing the age of the roof (older than 18 years can become an issue) and want to see circuit breakers for the electrical. 

Believe it or not, this had some great results because the people that called saw the humor in it and it was an ice breaker :)

In florida, people spend time outdoors so this is attractive but likely not a deal breaker.

You'll need a bit of hand holding to make sure they put out the trash, know where circuit breakers are and how to use them.

For example - the tenant made a request to have 4 repairs made (air filter change, two light bulbs and a reset breaker)- they created a separate work order for each which created 4 separate service call charges and dinged me for .5 hours for EACH call as well.

Thick gauge is especially helpful where high currents are expected, such as circuits running the air conditioning, electric dryers, and entertainment areas(TVs, computers, etc.) 

In the course of some civil litigation my corporate law firm identified and was able to get me assigned the rights to a tax sale certificate and assignment of the certificate holders rights in the accompanying Circuit Court foreclosure case.

If they aren't then it's not always a deal breaker.

Tell him in no uncertain terms that this is a deal breaker. 

On the other hand, if it’s a bad circuit box or something odd like that that YOU have to fix, I would work with the tenant as much as possible.