Then I call the recruiter to do the employment verification.

The important thing to remember is that LLCs can employ staff members and pay payroll taxes in accordance with that.

DSCR requires "No employment" or job seasoning and is 15% for single family and 20% for 2-4 units.

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the idea of buying a property and immediately netting a few hundred dollars just doesn't happen unless you employ a creative strategy or combination of creative strategies. 

Hi Cody,There are non-QM loans that can qualify you for self-employment income with high DTI.

It is possible to borrow from an employer plan like a 401(k).Some people claim to "borrow" from an IRA by executing a 60-day rollover.  

To find investment possibilities in places with strong rental demand, employment growth, and economic stability, do in-depth market research.

Have you both been employed for 2 years with steady income? 

Each lender will have their own criteria but here are some tips for getting funding as an LLC…Lenders will often require these documents: Employer ID number (EIN)Your LLC’s operating agreement (the most important part is the list of owners and their percentage of ownership)Income documentation for the business which would include bank account informationInformation on any rental properties you may already haveThe personal income, debt, and credit information on each member of the LLCWhen you’re getting funding under an LLC, bear in mind that personal guarantees or credit checks will also be required.