Over the years he has said he wanted to consolidate them all with us but never has. 

It also saved me some time with bookkeeping to consolidate.

That kind of growth and consolidation is exactly what it is designed for. 

I agree with @Markus Shobe that questions should be consolidated to once a month or even week, but not every day.

I guess I’ll just have to consolidate it into rent.

Hello John,I personally would sell the NY property and consolidate down in FL so you are able to keep a closer eye on the properties if needed.

Or would it be better to consolidate somehow?

Under the original plan, I had taken out a personal loan to consolidate some payments, but then realized a HELOC works much better.

If you consolidate into one by putting it all on the HELOC, then you MAY have a smaller monthly payment because you only have to pay the minimum for one loan.

House. ( same footprint)I used 45k of heloc for debt consolidation and phase1 of electric rough in.Should I refi as investment property ( been claiming only the $795 & $600 of front rental paid monthly in cash.)To complete projectsOr just sell now as is.