The tax benefits refer to the tax deductions from mortgage interest and property tax.The returns mainly rely on appreciation, and the cash flow only improves in the last few years, also depending on securing the 5% refinance rate.I've learned a lot from this forum, but as I start to operate on my own, I'm still not completely confident.

Take a bit of that money and invest in learning - go to meetups and the many events that take place related to investing in the city - some for free and some paid.

Quote from @Niranjan Sathish: Hello, I am Sathishkumar, have been learning about Real Estate through books and podcasts for the past couple of years. 

There are so many great people and resources throughout BP that will be great to build a foundation and continue you learning.

With over 25 years in the field, I'm still learning.

It is purely clickbait.Find yourself a market that you are interested in, learn as much as you can about that market, and find your deal. 

Stop making Ira contributions as you’ve learned real estate is a better investment.

I just started to learn about buying rental properties in Japan also.

Not sure how important that is, but we put it into our spreadsheet… trying to learn and figure out our best move!

You'll learn a lot just from starting out like that with little to no experience at all (cosmetic renovation cost, managing current tenants, leasing out a unit).