Talk to a lender and find out (probably a couple of lenders).Ask here for lenders to DM you (they aren't supposed to DM without you asking them to).Remember, lenders want to loan money - they will work with you to figure what products they have that can work with your situation.

There are quite a few items that they failed to complete, but within the scope of work he was supposed to replace bedroom windows. 

Are individuals(loan officers) supposed to have their own NMLS besides the company NMLS?

It is supposed to cost $997.

If the sellers were supposed to and didn't, he or she might be just as in the dark as you. 

I know Jacksonville is supposed to have a better market for flips.

I would spend summers working at job sites so the construction aspect is not foreign to me.I am also a trained CFP, certified financial planner, so the numbers aspect is not confusing.I suppose the main challenge I have is actually buying a house.

This kept happening with her, then about 4 days before she was supposed to move in she tells me that she found another place.

What you need is support.But, suppose your partner can't offer this support.

Suppose one purchased a 4 plex for $400k and took the standard depreciation for 27.5 years deducting $300k for tax purposes.