while the suggestion of an all temp spa might make sense for your climate.

Finding a lender in 2nd position on an investment property is extremely difficult in todays climate.

There's only so much to learn from reading and in this real-estate climate, it would be really helpful for someone who has made some recent investments to afford me 15 minutes of their time. 15 minutes to chat about their journey, challenges, successes, and any lessons learned.Make no mistake.

-The insurance climate related to HOAs in Colorado has been worsening in the past few years due to the hail storms and wildfiresThe dues on the property were relatively low at $166/ month, but are now being increased to $329 / month. 

Not the best climate to invest IMHO.

I never give any credence to these things because, while it’s interesting to see where the politician’s heads are at, these things have 0% chance of ever becoming official policy or law, ESPECIALLY in this divided political climate.

Since you have me on a rant now: the Great Lakes region is considered a climate heaven: our winters are getting milder, our summers are awesome, we have not hurricanes, fires, earthquakes or other recurring disasters.

Vegas is an extremely dry climate and I would be very surprised if you got mold.2.

@Zhihan Wan if you’re in colder climates then I wouldn’t extend the lease on MTM basis since you’ll likely have the same vacancy issue this time around.

I don’t say this to discourage you, rather, I say this to give you a realistic view of what it will take in order to be successful at the current investing climate today.