Second position liens for investment properties.

[Daniel Kitt]

Hi Everyone, 

I'm trying to get some info on recording a second position lien/mortgage on an investment property in Texas. I obtained private funding for the project in addition to the hard money loan. We closed the property before I obtained the 2nd loan so only the hard money loan has a lien. Has anyone recorded a second position lien/mortgage after they've already closed? If so, did you use an attorney to do it or were you able to draw up the documents yourself and have them recorded? This will be in Bexar County, Texas.

[Kevin Romines]

I have done my own liens in the past, however if you don't know what you are doing it can easily get messed up and possibly not count as a lien. Pay the money to have the attorney draft it up and get it recorded for you. Its the safest way.