You can't decide which one to choose based on the minimal information you provided.

this is helpful.

This experience has provided me with a strong foundation in acquisitions, valuations, and deal sourcing.

This 1031 Exchange Calculator can help you model out the taxable proceeds based on various situations. 

I can see why you want to invest out of state if that is your budget. 

If they are adjusting the amount they can lend because the margins are too thin or telling you the deal metrics are not checking out it is likely due to the expected earnings not being sufficient. 

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

Thank you for the valuable insight.  

After I was informed this, I pushed the wholesaler hard as their was no contingencies and I was pushed for a 10 day close.

This year, I’m committed to creating balance in my life, letting faith guide my decisions both personally and professionally.In my real estate journey, I combine my tech background with a passion for community-centered development.