Example you are not going to get high double digit returns and be completely passive at the same time.

Hey BP, I've recently made an account (yesterday) and have been reading articles, the e-book that BP is so kind to publish and I've been looking at different real estate deals in my area (San Diego) and I've noticed that although I typically never find properties that do better than 1% rent over price, there are some properties given that the down payment is high enough, that I am able to "beat" so to say, the 50% rule.

Hi James, warm welcome.I'm Gisele, from London.I am a newbie too and plan on making my first investment very soon [wholesaling].I may not be of great help but if I could give you one piece of advice, is to educate yourself to the maximum [REI ebooks, books, podcasts, webinars etc].

When interest rates go to double digits lenders will offer a discount for paying off your 4% mortgage early.  

I even write my own very effective 3 page hand written yellow letters...and have done a few for a couple other wholesalers :) I have to say I love everything about REI and writing my own ebooks about topics pertaining to real estate...

People think that everything double digit is risky or even smells fishy.

At the same time I am a full time Account Supervisor at a digital marketing firm who loves business/finance books over novels (recommendations please!)

Use digital marketing and direct mail for leads.  

I'm currently going through some of the eBooks and webinars, and will start in on the Podcasts soon.For practical education, I've been trying to analyze potential deals that fit into my preferred category (small, multi-family units within an hour or so of home).

Someone advertises how should I spend my $50K and magically three or four people have a great way to give them double digit returns.