Am I allowed to alter things, such as charging for use of Laundry, splitting water, charging for pets, and things of that ilk?

Christine Swaidan - Hire a translator- Learn if they paid a sec dep to the original tenants equal to what you're holding - make them and original tenants sign agreement that security deposit you're holding is now in new tenants name.Or- send original tenants a note that their security deposit is forfeit for breaking the lease. - Ask new tenants to pay you a security deposit.

From Denvergov.orgPermits are required when your project includes the following: Alteration to the existing floor plan.Structural changes, such as adding or removing doors or windows.New or rerouted ductwork.New or relocated electrical or plumbing fixtures.NOTE: If your project changes the use or occupancy of your home or creates an additional dwelling unit without altering the exterior of the structure, see the project guide for adding a new dwelling unit. 

Courts have ruled that the Act may require a housing provider to grant a reasonableaccommodation that involves costs, so long as the reasonable accommodation does not pose an undue financial and administrative burden and the requested accommodation does not constitute a fundamental alteration of the provider’s operations.

Cheap does not always translate to a good deal.

They will alter the policy as needed, but I would recommend adding sufficient premise liability insurance in case there is a fall or something.

However, the higher response rate didn't necessarily translate to a higher-quality seller.

My fault for not looking more closely into what the flat fee translated into as a percentage.

This is a good spreadsheet and assumes steady payments throughout each year but I pay down my mortgages so I altered it to include the pay down of one of my properties. 

The downside that you have to plan for are: slightly higher interest rate and shorter note term (which translates to higher monthly mortgage payments).So, John, be sure to tell the banker what your plan is and let them tell you what packages they have.