If someone is PMing you with a great deal, it's probably a scam.

My question is does Bigger Pockets verify that a lender is not some scam artist?

If he said it was always cosmetic and it's still cosmetic now, just let the cracks settle out for a couple of years (super-cheap bandaids in the meantime) and then get them actually addressed once the foundation stops reacting to the stuff that's been done to it.Foundation repair in Texas is often a scam on the order of mold "mitigation."

An agent will also know how to transact deals without getting scammed (or at least minimize your exposure).

And at this point I’m Thinking I just got scammed after checking this board about the fake reviews.

Hard Money can be found right on Bigger Pockets, I would recommend searching on here - much less scamming taking place.

At this time I really do not have time for buying and renting out properties, I would basically need someone to handhold me completely through the process, and I tend to be overly cautious of scams.

Their attorney is also likely someone taking an x amount from their scams.

I would feel like it’s a scam. 

We do that all of the time b/c it helps military members find vetted rentals (not scams!).