You can make a case and add the amortization payment ( 1000 - interest) parcel to calculate the ROI, that would give the precise number of your return.

Precisely describe this for yourself and you will start finding answers.

Trying to see what else is out there option wise and your remarks are precisely why I put this out there - to gain more information.

I would identify the precise entries in the credit file creating these issues and ask her to clarify what's up.

So reading through the thread to precisely define the two issues:1.

Make sure you are clear and precise in what exactly you are wanting to have done.

So I have a partner, we both work for big brother (Warren Buffett- Precision Castparts), but we’re going to flip houses on the side to build up some cash reserves to purchase properties cash in cheaper markets across the country.

This is precisely why timing the market typically is not advisable.

It is a precarious situation for precisely this reason -- it can be very unclear who has what responsibility and I haven't known tenants to be humble or teachable when it comes to learning  who has the responsibility, but rather they are prone to demanding that they know exactly the situation. 

Precisely, I don't want to pay the rehab cost out of pocket.