My partner and I are patient.  

The dumbest thing I’ve ever done was paying off my first two rentals and trying to pay off my primary.

I thought I did my do diligence but failed.

I am a fellow investor also looking for my first property but I also have a contracting and property management company.

@Yinon Estikangi - On my BRRRs I've been asked by most appraiser for the rent amount and sometimes asked by the bank for a copy of the lease.

A couple years ago, a Costco delivery man came to my primary residence and my dog bit him. 

I tried to go to the website referenced, but it gave me a 404 error.

However, in private financing it is customary for the borrower to foot those costs.You can find each institution's registered account and arm's-length mortgage guidelines, and fees on their respective websites.

If any part of my original post is factually incorrect, I will gladly update it.

Hey guys,  Im thinking of shifting my traditional checking/saving account and mortgage to a manulife one account which my broker has suggested so I can be ready to pounce on a house and properly conduct the yellow letter direct marketing offering cash when they want it.