FICO itself has a zillion different scoring algorithms.

That algorithm sounds pretty powerful in this industry.

I would NOT use a Zillow estimate or any other "system" that crunches numbers with an algorithm.

I'm pretty good at sniffing out info, but this search engine could use a better algorithm.

All of these products have their own proprietary algorithms (including Artificial Intelligence and Machine Learning) to come up with an expected ADR or Occupancy rate (and many other valuable data points) so there is real data analytics going on with these products. 

If I use the same algorithm of adding 5% equity to the minimum (so using 30% equity) you have $540K * 0.7 (i.e. 70%) would mean you would need to owe less than $378K. 

I just picked five and ran them through my algorithm to prioritize economic growth.

After 6 months to a year, you may be eligible for a regular credit card, and then they would close the account and send you the savings deposit back.A few things to keep in mind:The credit bureaus algorithm isn’t straightforward so no one can tell you that you’ll have a 700 score in X amount of time.The trick to keeping your score high with your new credit card is to never use more than 30% of the available credit, and to pay the ENTIRE balance every month.

Because these aren't Fannie/Freddie or jumbo, there's no algorithm where we can say "what does your __________ paperwork say?"

Crazy odd numbers wouldn't make any difference to me.Somewhat odd numbers (Like $162,700, say) make me think that the property is an REO and the price is marking down according to some algorithm.