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Updated over 1 year ago,
How quickly can you build your credit score?
I'm 18 years old, just got my Bachelor's Degree in Business (I graduated from High School at 15), have no credit score, 20K saved up, a full-time job, and am looking to buy a home for 200K or less (I live in an area conducive to this).
How quickly can someone as young as me build a credit score into the 700s starting from a non-existent credit score?
Or, would I be better off getting a manually underwritten mortgage that requires no credit score (from a company like Churchhill mortgage)?
Thanks!