In addition, RESPA prohibits fee splitting and receiving unearned fees for services not actually performed.Violations of Section 8's anti-kickback, referral fees and unearned fees provisions of RESPA are subject to criminal and civil penalties.

Unfortunately I'm not renting in Hampden, the screening process does little. job good, rent history good, no criminal records or active collections cases, current rented home good shape, all seem to be completely immaterial.

There's a difference between someone who falls on hard times and one who is a credit criminal.

@Shawn Thom,From my experience, we do look at credit just to ID that person, but we look very close to rental history, income, evictions, and criminal history.

Surprisingly our conversations have been very easy, I'm guessing cause he's stoned...I am pretty comfortable with my screening process as I check: Credit, criminal, evictions, and bad checks.

Its a full out criminal empire in my mind selling these worthless properties.

I'm looking to check credit, criminal history, and evictions.

Someone who didn't pay their bills yesterday won't pay them tomorrow, and someone with a criminal past is usually more trouble than they are worth.

If it was some criminal act, I'd want to see a police report.

Not only can you lose the note financially but there can be administrative actions with fines or even criminal charges.Due diligence is then required on the note seller and the purchase contract.