It's perfectly understandable you wouldn't know the licensing requirements - especially in the context of coming out of an unlicensed shop. 

In a rental you are not looking for perfection anyways...

HMM never heard of that regarding criminals  https://calcivilrights.ca.gov/wp-content/uploads/sites/32/20...Using CA as an example:- not allowed to place a blanket ban based on criminal record- are not allowed to access certain forms of criminal records (arrests, post-trial diversions, sealed expunged records)- you are technically allowed to access conviction data and use it, but your interpretation of that data must comport perfectly with how CA wants you to interpret it (must have direct bearing, must have been recent enough etc)- even if you follow all of this perfectly, accessing the criminal records must not "have a discriminatory effect" so if certain special people are impacted you are still looking at liability.As a result of this legal minefield many just decide to forget looking at criminal or to find some other criteria.

@Rachel H.If they were perfect with their money they wouldn't be renters.

You may get further in your quest for the perfect bank.

This type of loan is based on the property's income, not your personal finances, which makes it perfect for investors like us.

There are protections under MD Loss Mitigation Laws already afforded to those who are 60 days past due on their loans, and to those who are not capable of comprehending and consenting to sign a contract,  but if you go to an ADULT who owns a home and who is not in pre-foreclosure in MD and has his mental faculties INTACT, then you can make an offer (which should be for the wholesale value minus a fee you will be adding to your assignment agreement), and it's perfectly legal thing to do.

Hello Michael, Thank you for your input and that makes perfect sense.

@Mark Sinclair Still haven't found that perfect property just yet--but I have zeroed in on exactly what I want in terms of Bed/bath, which community, private pool, etc.

Pretty much any method of house-hacking in Princeton would involve some compromises, and it sounds like your husband would only be open to it if it were a perfect "very soundproofed large duplex" type situation.I think you and I talked before about my mom house hacking in Princeton - it CAN be done.