I generally prefer higher since I don’t plan on putting in small claims, it’s basically just for catastrophic loses and the savings in premiums over multpiple properties for multiple years should balance that out if I have ever have to use the insurance.

I'll share first: I plan on spending the first bit of the year saving for my next deal--I'm looking for a SFH somewhere in the midwest to long-term rent.

Hopefully this saves you some time:https://www.consumerfinance.gov/ask-cfpb/what-happens-if-the... 

Check out this bigger pockets link below for that question. https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide

I lost money for many years in real estate, while my friends were enjoying life with their savings.

You literally have to invest in something that will lose value, in the hopes of saving on taxes."

Currently, we are learning more about investing while we save enough capital for a down payment for our first rental property.

If you want something more customizable with tons of game options, look into AtGames Legends Ultimate.

But ultimately, any cost to the syndicator is ultimately a cost to the deal, which means that at the end of the day it costs the investor.Investors that can find quality sponsors, and do proper due diligence on them, can save an entire layer of cost by investing directly with those carefully selected sponsors versus investing through crowdfunding portals.Good luck!

Some cities have started introducing stricter rules, so ensuring compliance upfront can save you headaches later.Out of curiosity, are you leaning toward any specific property types (e.g., single-family homes, condos, or cabins)?