Unless a senior and junior lien are recorded against a property at the same time, I don't know of an easy way to know a loan position without researching title for the property.

However the last couple years I have been doing a good bit of training with Junior Enlisted (Navy/Army) who are 18-20, and now have 3 little kids of my own and it is definitly making me feel older.

Some 1st mtg's (Fannie, Freddie, HAFA) do not allow anyone to contribute additional money to a junior lien, above and beyond what they offer, and the junior lien must waive the deficiency.

I am an 18 year old junior in high school from Boston,Ma...

Foreclosure do wipe out junior claims.

Hi Junior SaltersWhat are your goals?

I understand Dave's position, institution to "institution" where you have state laws that may apply to a junior lien holder Dave is correct, I've simply taken the lead on foreclosure paying off the coordinated process and assumed many as needed.

Thank you Junior, Brandon, Joshua, Shaine, and Mehran.

Junior Salters When building my list I usually target owners who have owned the property for at 10-12 years, I have had a lot of success and there is a greater chance of high equity in the property.

Hey Junior Salters- I'm a big believer in two things: (well, more than two, but for this post, two things) 1.)