By the sounds of it, unlike you, I found the classes to be torture.

I have just come out the other side of a torturous 3 month process to get a hard money loan for a beach condo in St.

And so began what seemed like a long and tortured search for a property....

Publicly denounced as a heretic by the leaders of his religion and handed over to be tortured to death by the authorities as a treasonous cult leader along with two domestic terrorists.

Most only allow rent increases annually.Is there a specific reason you are torturing them over time as opposed to simply raising it directly to full market.

I don't know how they can bear this torture more than once.

One suggestion...if you do buy a "click" variety save yourself torture and make certain the edges are wide enough to "click" together easily. 

@Daniel StanojevicDon't torture yourself with a bank statement loan. 

I know people killing it in Sec8 and i know others who feel Sec8 is a form of mid-evil torture and swear it's a $ pit.

., and lay it on OH SO THICK, to make up for the torture I put her through.Additionally, I love the fact that we have some contrarians here that don't fall into a straight panic and lose all bodily functions at the mention of a non clearable title.