I grew up in Bergen County NJ went to school in Upper Saddle River and watched NYC grow throughout the years, what brought me to Philly was Drexel and I stayed here ever since for 10 years and see such rapid growth like I did in NYC. 

I served in the Marines Corps, and I am currently a Business Consultant for a consulting firm based of off saddle brook, NJ.

In the last couple years, some areas (ones saddled with a lot of bad loans that were hit the hardest) have doubled from their lows and areas that were more stable (generally nicer areas) have surpassed their 2006 highs.As an investor, I correctly took advantage of this swing during the last several years and am continuing to see appreciation.

Besides a good score they will want to see some time in the saddle so best to get started right away.  

In summary, I think the presidential election will be relatively insignificant compared to the "fiscal cliff" and the end of this year will play out like the scene in Blazing Saddles where the sheriff puts his gun to his head and threatens to pull the trigger.

Glad to see you're ready to get back in the saddle.

Either way we can argue all day long about the spread percentages and goodnor bad tenants bottom line isn that’s a whole lotta risk you’re saddling yourself with for $360 a year. 

That I was able to put both my kids through collage so they did not get saddled with the debts your talking about...

But it doesn't have to be cowboy saddles, dead animals on the wall, and indian blankets.You had some good ideas.

We HAVE to do more work - we CANNOT afford as a company to saddle an investor with deferred maintenance.