There are many websites that are just taking people's money to fabricate a generic document. 

I have a background in pretty much anything that involves creating things, I have an associate's degree in sheet metal fabrication, autobody, and custom painting, and I worked for a very high end finish carpenter on Cape Cod. 

So instead of defending based on legal merit, the attorney is directing their actions to fabricate a defense strategy. 

In my opinion, the two more substantive factors are the impacts on housing affordability and neighborhood fabric.

You should be able to find a stone slab somewhere for $2000, then another $2k for fabrication/install and you're done......

In the larger cities where STRs have not been part of the historic neighborhood fabric, STR regulations may increase for whole-house rentals.

Right now, it seems very cost effective and profitable to do this using a pre-fabricated home... where the materials are cut in a factory, then shipped to the job site, and the home is stick-built on site.

Different lenders will view the situation in different ways so they should expect to speak with either a mortgage broker who works with multiple lenders or they cn approach nore than one lender to get a handle on their particular underwriting perspective .It is always a delicate conversation and should be handled in an honest and forthright manner.

Nobody has time for it somehow to go through small delicate Items-that is the problem am facing. 

It should only take a week between the template and the fabrication/install.