There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

So the though Hey I have an 800 fico and I should get a loan does not work.

We decided I’d utilize an FHA loan to buy my first property.

House Hacking using the VA loan to live on one side while renting the other is great.2.

Since you will be renting it out you should get a conventional loan.

Loan is just over $108k. 

I ignore the gurus claiming the CMBS is about to explode again and all these commercial deals will flood the market, that's not how it works in our current reality, banks are not stupid, nor are the owners; the banks will work with owners that have those loans and modify them to stabalize the asset. 

Most lenders are going to be limited to 70% of ARV ($560,000 total loan amount) but that means they could fund 85% or a bit higher of purchase price + rehab ($560,000/$645,000 = 86.8%), which is solid.

In today’s market most homes will be worth more than their outstanding loan balance unless they are VERY recent purchases with little to no money down.

Research the area's nuances, understand BRRRR financing strategy, network with local investors, analyze potential deals, use VA loans wisely, explore financing options, and network through investor groups.