Both closed-cell spray foam (~R6 per inch)  and dense packed cellulose/mineral wool (~R4 per inch) have their place.In brick buildings (where it is safe to insulate the structural brick walls) and older buildings where we either have enough wall cavity to achieve our desired insulation value; are gutting the interior and have the option to deepen the wall cavities; or are restricted from altering the exterior of the building (i.e. heritage), I prefer to used closed-cell foam as it provides both your insulation and air sealing in a single step.  

I know someone that tried to do this and had a similar experience as @Shawn Byrd...in fact, I passed on a house in Empire last Fall that was available at a discount because of this issue.I think I remember reading @Bill S. having experience with this in one of his rentals.

Throw in a membership to Dollar Shave Club.

Might be able to pick up some trendy ikea type furnishings from graduating students...maybe a nice 4 year old memory foam bed.

s have spotty coverage, at best, much the same as AM radio reception under certain bridges.

Tape it on the mirror to read while you shave in the morning.  

If you are a full-time student, house-hacking might not be a bad option (buy a multi-unit, live in one unit and rent the other(s))Having a mentor is always a good step!

One may add to that yield an "expected" appreciation to make numbers look better.When it comes to financing, the 30Y mortgage payment at 80% LTV will shave off 4% to 6% from the cap rate and then multiply that number by 5.The bottom line is that the estimate of CoC is 5x more dependent on your vacancy, repair, and capex than the cap rate estimate. 

If you want to spend many hours searching for (most likely uninsured and not bonded) laborers for piecemeal work, going to supply houses for all materials, and handling many payments, you could probably shave off a few bucks.

They don't like to line them up along the floor") oh, and a bench in the shower ( wife again - " it makes it easier for use to shave our legs") I now go with what the wife says, lolWe got them at Floor and Decor.