18 April 2019 | 3 replies
- switch to home possible freddie mac (beware of income limits)- bring more cash for larger down payment- use 5/1 ARM- permanent rate buy down strategies- negotiate your insurance carriers annual rate/premium- make sure you're using actual property taxes and not the lenders arbitrary rate that may or may not be higher than your actual taxes- and othersIf you have any questions feel free to let me know.
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20 April 2019 | 6 replies
I would say that the most important action to take in buying your first property (with or without an LLC) is purchasing insurance from a credible carrier such as Lloyds of London who specializes in investment properties, and structure the policy where liabilities are capped at $1 million.
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3 September 2019 | 14 replies
Seem to be built better then Goodman and Carrier.
9 September 2019 | 0 replies
Any advice on carriers would also be much appreciated.
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10 September 2019 | 3 replies
I just wrote one in CT that one of our carriers for $400,000 RC was $100 less than the next best rate which was based on $110,000 ACV for the same property.The second item that was confusing is what the payout will be.
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11 October 2020 | 2 replies
Brokers won’t be able to do much everyone is at the mercy of the carriers.
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13 September 2019 | 2 replies
There may be breeds of dogs that will cause your carrier to cancel or non-renew your policy.
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16 September 2019 | 7 replies
@Tom Gimer might be able to enlighten us here.I think this ultimately comes down to whether a title insurance carrier will issue a policy on the property.
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16 September 2019 | 4 replies
Once you get beyond 5-10 rentals in OR, your personal insurance carrier will no longer be able to handle and you will need to move that portfolio to a commercial policy.Not use if it will ever make financial sense to bundle all your rentals with the same company.
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25 September 2019 | 8 replies
Find out what dogs are on the restricted list for your current carrier.