You would at least sign a promissory note acknowledging this debt, which would be unsecured at this point.When you purchase the property, you would sign a deed of trust or mortgage (depends on your state) at closing, which would then be recorded.

Your best bet is to ALWAYS disclose that you're an agent when you are talking with sellers, and to have your attorney draft an acknowledgement form when getting the sellers to sign paperwork stating that you're not acting in the capacity of an agent on that transaction.

Acknowledging the perils of trusting anything on the web, here is the WikiHow mold page: How To Kill Black Mold

@Frank Maratta I also have a property that I run a dehumidifer in the basement at all times but i leave it out in the open and my tenants dont even acknowledge it.

In this case, you would highlight the reasons why it would benefit them and their financial situation, while still acknowledging their emotional attachment. 

To end this, I wanted to acknowledge I can see that some of this stuff might be looked at in the perspective  of "Easier said than done" or " That's Real Estate Investing 101, Rookie" and I want to say both are right, I'm mostly writing this here to get it out of my brain and into writing.

Delay was put in writing 3 days ago as addendum to the contract but seller has not signed acknowledging this is what's happening.

However, I acknowledge that each situation is unique and when owners clean their own units or it's a one-off then that information becomes more valuable!  

Part of that is probably acknowledging that $1 million may be a lot of money or a little bit of money depending on where someone lives.Then it's important to understand the different real estate strategies (core, core plus, value-added, opportunistic) and their different risk return profiles, to come up with a balanced portfolio plan.

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