@Jacques Edouard Dessejour LapierreYou have to analyze your project to make sure there is enough fat in the deal to make it work.  

Notes are like play doh ma boi you can make it long and skinny or short and fat. 30k down is more realistic (10% down), but 10k down is not impossible.

Focus on trimming the fat in your personal finances, if you can.

Of course, the impact taking another 40% bite out of one's assets (including inflation fat as well as capital gain muscle) is not readily susceptible to measurement except, perhaps, through a longitudinal study. 

The tech sector obsessed with skimming more and more off the top of those fat STR margins: https://www.prnewswire.com/news-releases/property-management-platform-guesty-raises-50m-in-series-d-funding-signaling-a-year-of-recovery-for-the-short-term-rental-ecosystem-301277520.html

Due to this guess who sold my house and got a fat commission fee?

Then you take over the payments of their current mortgage and the headaches of the termites, toilets, and tenants and they just get a nice fat check every month.

Generally, we buy small to medium companies, create synergies between existing investments and partnerships, restructure management teams, cut the fat and then either spin them off or hold for income.

You know that pigs gets fat while hogs get slaughtered.

Leave some fat on the numbers and if the appraisal comes in a bit low on the ARV, you still have a good chance of getting the financing.