It appears guest somehow (by setting thermostat at below 61 degrees) about $450 of electricity.  

I'm keeping a couple free checking business accounts; I'm a self employed web developer so that has its account and then the property investing, the other account.Yeah, fees suck and I had a great blowup with my local bank where they charged me 28 bucks because they couldn't get their deposit dates straight.

The Registered Agent will record the documents on your behalf so only their name and information appear on the documents.

I bet you already know someone that owns investment property, only they don't "appear" wealthy.Keep working (get a W2 job, or start your own business doing something that will get you around real estate), keep talking, and lead with service. 

From just the photos, it appears to be a value-add opportunity at best.

You have to file a complaint in Superior Court and appear for trial.

Glanced through the replies and it appears that the lenders that commented did not catch that he said Hard money on a personal residence.

@Abigail Lipson if you want actual assistance, then share what you've done so far and ask if you've missed anything or made incorrect assumptions.To just ask for general assistance or for someone to share their evaluation criteria makes you appear lazy and wanting other people to do your work for you.One of our company's mantras comes into play here, "if you don't ask the right questions, you won't get the right answer".Please ask better, more specific questions, so we can better assist you:)

DO NOT SAY that they are homeless or appear to be homeless. 

This is important because you want your name to appear on any claims checks.The following are some general terms that you can use with your Agent, Attorney and CPA to determine the proper form for the coverage.