An individually licensed mortgage loan originator is a higher quality professional who's more knowledgeable which is worth it when as an investor or home buyer you want your mortgage experience for investment or residential properties to be a smooth one and not one you regret undertaking. 

Not sure of your experience level, but this may be a big undertaking for a beginner. 

And in most states, you must be licensed to do work in excess of $600, which will severely limit the scope of a project you can undertake.

Not sure of your experience level, but this may be a big undertaking for a beginner.

You can still re-decorate with pics and such that give it a coastal feel.  

We are in the initial phases of planning out how to redecorate the unit.

I know that you have a positive attitude and the dopamine hit from learning all of these strategies and the endless possibilities make you feel good - but this is a serious undertaking.

If you are new to flipping and aren't going to undertake such a huge reno, I would definitely hire an inspector.  

These same companies ALSO, for a long term (10 year) contract, provide you with a nice cash payment up front to set up or redecorate the laundry space.

Regarding your first point, I would argue that the BIGGEST reason most wholesalers fail is because they are psychologically under-prepared for the challenge they are undertaking.