This approach allows you to create a comfortable atmosphere for future discussions.

As Carlos said, there are plenty of people house hacking in the Bay, but the obvious things you need to be comfortable with are the prices and the landlord/tenant laws. 

So, I'm very comfortable in the construction space.My husband and I have been investing in real estate for 5 years, currently have 14 units.My strength has been value engineering our construction projects. 

It’s a fantastic way to connect with like-minded individuals in your market who have been in your shoes.

Can you DM me the address if you are comfortable sharing, or at least the town it is in, and I may be able to assist or help point you in the right direction. 

Hi, @Jamaal SmithI've been in your shoes.

I think I’d like to start investing in my Roth IRA which I have but haven’t contributed since I’ve bought the duplex back in September 22 but I’m trying to figure out my budget again because I’ve moved to Los Angeles to live with my gf.My reserves have definitely taken a hit so I’d like to build it back up and am hesitant to start contributing again until I can have a reserve for my real estate (thinking 6 months worth until I’m comfortable contributing to Roth again)Is this dumb?

I've been a little hesitant to even bring this section up as I didn't feel comfortable speaking to it. 

Overall, if youre comfortable with keeping the rate and payment you have at the moment, apply the difference toward principal reduction.

But that will also give you the cushion to be comfortable until cash flow starts again.