All fixed fee with out of scope offerings as well.

You can present an offer that aligns with your financial goals, but be prepared to walk away if the seller won’t negotiate to a price that ensures you’re not left in a tough financial situation.

new houses are getting sold for 600K, old houses switched to multiple offer selling model, just like some places in GTA.

Why can't you offer her assistance while she trains you, so you both make money?

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer. 

I’ve worked with a few tools for property intel, and while no service is 100% accurate, some options have stood out for specific use cases:BatchLeads: They offer a solid skip-tracing tool with good accuracy and detailed reports.

Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.

Make sure to verify any information from a party that doesn't have any advantage of you getting their services before making a decision.  

If possible, consider a duplex or single-family home with extra rooms instead, as they offer better appreciation and flexibility.

Even large and small businesses with intangible residual services like TV, internet, security, pest control or the local contractor with remodels in process could fall behind on payments revenue contract.