Traditional lending doesn't lend on C5. 

Probably going to be a check.Smart contractors are starting to understand that convenience matters to customers and being able to take different methods of payment can help them collect their money.

Have you looked into the Turn Key Method?

If not, I'm guessing it would be treated as a traditional rental loan, either conventional or DSCR, using market rents rather than the rent in the lease agreement.

Private Money Loan: Private lenders might be a flexible option, especially if traditional routes don’t work.

The problem is: A traditionally financed low-down payment house-hack with traditional long-term rents simply won't cash flow during occupancy, or after, in many MCOL-HCOL markets in the US. 95% leverage at even 5.7% just won't work in a lot of cases right now.

With the high interest rates it hard to get much to cash flow with the traditional 30% down. 

A traditional bank will not give a line of credit even if there is significant equity because it boils down to being able to pay back the money. 

Post on Craigslist seems like another 'guru' but I cannot put my finger on it, he seems to be following Cherif method, not sure what to make of it.

Typically, the tax is based on the assessed fair market value of the property at the time of the transfer, even if it’s not a traditional sale.