• Is this a better strategy than using your own name, capital and credit to start out?

I personally really like the suburbs, and that's where I have most of my rental properties. 

I've got stories that would be hard to believe on some of my seller financing deals, contract on a napkin, personal check for a notarized deed, hand shake deals, etc., etc. and a LOT of fun.

Unless you revise your plan and ensure that your personal use is under 10% of the rental use.

Also no credit reporting, so I signed up for Landlord Credit Bureau at my expense.Hope this helps, for now I’ll be staying with Hemlane.

I'm wondering if a BLOC could help to build my business credit.

They obtain and manage capital, whether it’s private equity/debt, bank financing or personal capital.

.• I purchased a small 1B/1Ba condominium in a high rise building in 2004 for personal use.• In 2010, I moved out and decided to put in in service as a rental unit.• I was able to keep it well occupied and leased throughout 2024.• I sold the condo unit in late 2024 for a nominal profit.That brings us to today. 

I didn't realize it at the time but through my first few jobs I was fortunate to work alongside teams who were true real estate finance experts and learning through observation was critical to my personal real estate investing growth. 

THe lender is a credit union and it is a conventional low rate loan.