The reason this deal is so far in the future is because I am buying the property from my mother and she is not selling it until May.

My mother said she is willing to cosign if that would help me out but I don't know if I want to put that on her.

Quick background: couple with 7 kids, 1 grandkid and mother-in-law all live in the same house.  

Even if he is your brother, best friend, mother, parent, or worst enemy, issues arise in the future, it is not is not a matter of IF it will happen, it is WHEN it will happen.

My name is Devon and I am a 25 year old mother of two who is making a career change into real estate investing in the Hampton roads area, hopefully.

Although i am not technically a "Mainiac" my entire family on my mother's side is.  

The property is owned by my mother and she is willing to owner finance to me with nothing down.  

I'm helping a friend of mine try and find the title to his son's mothers house.

My mother had a health crisis and I became involved in making decisions on her investment as a result.

My mother and step mother are both licensed real estate agents, my father is a real estate investor, my aunts and grand parents all own property, so I'm not completely green to the wealth potential of REI nor the risk and horror stories that accompany it.