I recommend you do this annually to adjust for utility increases and other variables.

A second home loan isn't as appealing as it was in the past after adjustments were made to make pricing similiar to that of an investment property.

Your first deal should be close to turnkey to limit risk and get a feel for your team and make any adjustments for your second deal.  

Correct, and it would adjust basis just like your typical mortgage would 

The number is ticking up but Ohio is still fine in vast majority of cases - anything over loan balance of $110,223 (2024 limit) doesn't apply - since most DSCR lenders have minimums around $100k loan amount, barely affects thingshttps://com.ohio.gov/divisions-and-programs/financial-institutions/consumer-finance/guides-and-resources/loan-prepayment-penalty-and-adjustment#:~:text=Effective%20January%201%2C%202024%2C%20no,loan%20of%20less%20than%20%24110%2C223.

Socialists always come up with adjustments changements new restrictions and therefore your investments are unsafe and you deal with endless insecurity.

These adjustments should make your message clearer and easier to understand for whoever you're asking for information from.

Short-Term Commitment: You're involved in the property for a shorter duration (typically months to a year), which can mean less exposure to market fluctuations but requires intensive management during renovations.3.

But using a HELOC is a risk because a) the liability is against your primary residence and b) current interest rates on HELOCs, which typically adjust after the initial term, are anywhere from 8-12%.

Krav Maga is intense though, looks like a lot of fun!