Quote from @John Murphy: Before spending thousands on a course like Pace Morby's, talk to the actual members.

You're going to torpedo a tenant relationship over this?

Don't spend time looking for something that doesn't exist.

.- Gradual Rate Increases: Increases are phased in over time for policyholders who see higher premiums, with annual caps on the rate hike.- More Predictable Rates: Rates better reflect the real risk rather than just being based on a flood zone map.Example Scenario (Simplified)- Old System: A house in a designated flood zone pays $1,000 annually, regardless of its elevation or distance from the water.- Risk Rating 2.0: That same house may now pay $1,200 if it's closer to the water and more vulnerable or $800 if it's higher up and better protected.Flood zones still matter under Risk Rating 2.0, but their role has changed. 

We have taken over a few projects from Blacktip and Delta, we still have room to take a few more.

I’m based out of Lehi, Utah, and have always been fascinated by the potential of real estate to create opportunities and build wealth.After spending time learning about the industry and what it takes to succeed, I’m ready to dive in and start making deals happen!

Subject-To is for giving someone who would not normally have control over the loan control over it.

Hi @Aidan Birmingham, I have done several partnerships over the years.

Over estimate the costs and not need them?

Depends on the actual deal I have seen 85/15 rarely 90/10 but keep in mind your primary home will have a second lien on it typically if your LTV is over 75%.