They will handle the collection and distribution of payments, amortization, escrow accounts, and any tax documentation. 

I dont currently have any projects going in CA at the moment but I have been looking for a Summer cabin up by Truckee and I suspect insurance will be an issue although I will pay cash but I will still want some coverage.

Who is saying that?

I have found that those who have house hacked are far further out than those who want to get into RE just for the sake of real estate investing.

You have to, have to, have to, weigh their opinion against your experience, goals and other's input.People who lead organizations got there by following the status quo, and making the same limited assumptions as the people before them.

It sounds like a single family house where you will be living in the house(personal use).Therefore, you may not be getting the tax benefits you think you are.Consult an accountant.I am not sure why your sister would agree to this as well, she is losing $170,000 in this transaction and she faces the possibility of you increasing her rent.You also have to charge market rent or close to market rent or it is all deemed personal use.

So any information will be very much appreciated.  

Insurance for a 10plex will be higher.How many bedrooms or bathrooms in each unit?

Utilize any hospitals and insurance companies that are willing to take your call.

When you say similar pay do you mean amount or will you also be paid the same?