Should I refinance before switching jobs?

[Alex Kolbo]

Any advice is appreciated. I have a Duplex I was doing a long BRRRR on. I have my current mortgage as a 25 year (5 year ARM) at 7.5%. I have 2 other monthly loan payments I would like to pay off or lump in with my refinance as I believe with the forced appreciation and normal appreciation I will be able to pay off most my HELOC (5.99%) and all of my Credit Card that is currently at a 0% APR until end of May. I want to consolidate that CC before the 0% APR ends because the interest rate will really make it hard to pay off.

I was waiting until interest rates dipped down a touch more but I know they could also go back up in the next 3 months. Then the last piece to my puzzle is I am expecting to switch jobs (from a W-2 to a completely different W-2 with similar pay) in the next month or 3. 

Should I quick refinance now or play it by ear the next 3 months?